Appraisals
Why is an appraisal required?An appraisal is an estimate of the value of a property. An estimate of the value of the property generally refers to its fair market value. Most lenders will not lend money without an acceptable appraisal. You can be sure you are getting an expert appraisal when the appraiser is licensed or certified and is governed by the Competency Provision of the Code of Ethics of the Uniform Standards of Professional Appraisal Practice (USPAP), proclaimed by the Appraisal Foundation.Reasons for an AppraisalAppraisals are normally ordered when you are obtaining a loan on a property. However, there are many other reasons why you might want an appraisal.
? To dispute your property taxes ? To establish the replacement cost for insurance purposes ? To settle a divorce ? To settle an estate ? To buy out a partner ? To help negotiate a purchase price either as a buyer or as a seller ? To satisfy the IRS ? To settle a lawsuit ? To protect your rights in a condemnation case Who owns the appraisal?In almost every case your mortgage company owns the appraisal, even though you may have paid for it. This is because your mortgage company orders the appraisal on your behalf, and the appraiser lists that mortgage company on the appraisal report. Even though the Mortgage Company owns the appraisal, you have the right to receive a copy. It is at the Mortgage Company's discretion whether to give you the original appraisal. How much does an appraisal cost?The cost of an appraisal varies based upon the following factors:? Type of appraisal: The most commonly used appraisal is called the Uniform Residential Appraisal Report (URAR).
Some lenders may accept an abbreviated appraisal called the "Drive By Appraisal", which costs less than the URAR. ? Type of property: Appraisals for single-family homes and condominiums usually cost less than appraisals for multi-unit properties. ? Value of property: Appraisals for higher-priced homes usually cost more than appraisals for lower-priced homes. If your home value is over $500,000, you can expect to pay more for your appraisal. ? Location of property: geographic location and availability of appraisers affect the cost of an appraisal.
In areas where appraisers are few, or the properties are hard to access, appraisal costs increase. ? Use of property: Appraisals for income-producing properties, for example, usually cost more than appraisals for non-income-producing properties. Rental property appraisals include a rent survey and the property's income statement. Appraisal fees on single-family, owner-occupied homes under $500,000 in densely populated areas vary between $250 and $400. Fees for similarly priced rental properties may vary between $400 and $550..
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Ruston, LA (ContentDesk) August 21, 2004 -- Wheatworks Software, LLC announces the release of Real Estate Calculator Suite 2.3, a Windows?-based collection of 15 real estate calculators which make real estate math easy.If you are stressed by real estate math, Real Estate Calculator Suite can help.
Designed for real estate buyers, sellers and professionals, Real Estate Calculator Suite lets you play with the numbers related to your real estate transactions. Consumers will appreciate the calculator suite's user friendly design, ease of use and "Quick Start" help.
Real estate professionals will be attracted by a comprehensive collection of real estate calculators which provide an easy way to get homebuyers and sellers "in the ballpark".Real Estate Calculator Suite now includes the following calculators:2 Quick Calculators2 Downpayment Savings CalculatorsPopup calculatorMortgage QualifierMonthly and Annual Loan Amortization schedulesLoan Spread CalculatorBiweekly Payment...
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Appraisals
Why is an appraisal required?An appraisal is an estimate of the value of a property. An estimate of the value of the property generally refers to its fair market value. Most lenders will not lend money without an acceptable appraisal. You can be sure you are getting an expert appraisal when the appraiser is licensed or certified and is governed by the Competency Provision of the Code of Ethics of the Uniform Standards of Professional Appraisal Practice (USPAP), proclaimed by the Appraisal Foundation.Reasons for an AppraisalAppraisals are normally ordered when you are obtaining a loan on a property. However, there are many other reasons why you might want an appraisal.
? To dispute your property taxes ? To establish the replacement cost for insurance purposes ? To settle a divorce ? To settle an estate ? To buy out a partner ? To help negotiate a purchase price either as a buyer or as a seller ? To satisfy the IRS ? To settle a lawsuit ? To protect your rights in a condemnation...
Appraisals
Mortgage calculator > Appraisals
Indonesian Furniture at Factory Prices
In 1999 Yani was struggling to support her family in a small furniture business in Indonesia when she met Stuart from the UK. Her company manufactured excellent furniture so what were the business problems and solutions? A small capital investment, a website www.klynfurniture.com with AmEx payment facilities and a marketing approach geared towards international personal customers, as well as business customers, offering superb teak furniture...
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Mortgage calculator > Indonesian Furniture at Factory Prices
I Gave A Party and Nobody Showed Up
I GAVE A PARTY AND NOBODY SHOWED UP!Did you ever do that? Give a party and nobody showed up? Ihope not. I must admit I never have either.But, I'll tell you what I have done and it's just about asbad, maybe worse. I've placed ads and nobody answered them.Now, that really hurts - not only your ego, but your bankaccount.Maybe that's why so many people are afraid to place ads. Ihear them say - "yeah, but what if I put in ads and they donot get a response? Then what?" Well, my answer to that is -you...
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Mortgage calculator > I Gave A Party and Nobody Showed Up
OEM and Aftermarket Parts: Parts Train's Best Quality Radiator Support
Parts Train's radiator support restores the original look and contour of your car's radiator. Rusted, dented or cracked parts are primer painted and bolt on easily with original mounting hardware. It has die-formed steel with all correct bodylines, light holes, cutouts, mounting holes, etc. If you have repeated heater core or aluminum radiator failures, consider one possible source to be coolant breakdown and electrolysis due to combustion gases from head gasket leaks. The two most common causes...
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Mortgage calculator > OEM and Aftermarket Parts: Parts Train's Best Quality Radiator Support
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A Look at Window Awnings
Chances are, you have seen a home with awnings installed. Perhaps you took a second look to admire the beauty, style and elegance the awning added to the home. Awnings can be a significant investment both in time and money but can add tremendous value and style to your home. Awnings are commonly used to beautify windows, walkways, patios and decks. Not only do they add beauty, they also serve a functional purpose to shade the home from the hot summer sun and provide a long-term solution for energy...
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Mortgage calculator > A Look at Window Awnings